Raymond – Bay Area Loan Specialist | LGBTQ+ Advocate

With over two decades of experience in the mortgage industry, Raymond is a trusted loan professional specializing in purchases and refinances across the bay area and all of California. A lifelong Bay Area resident, he has a deep understanding of the local market and is dedicated to helping clients navigate real estate financing with expertise and care.

Raymond is an expert in traditional financing for condos, single-family homes, multi-unit buildings, and commercial properties, as well as specialized loan programs including Reverse Mortgages, VA loans, and USDA loans. His customer-first mindset ensures smooth transactions for first-time buyers, seasoned investors, and everyone in between.

As a proud member of the LGBTQ+ community, Raymond takes a progressive and inclusive approach to all aspects of his work and life. When he’s not assisting with real estate financing, you’ll find him unwinding in Tahoe with his partner and friends, wakeboarding on the lake, hosting lively dinner parties, or belting out tunes at his favorite dive bar karaoke nights.