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Raylene Kemp
Loan Advisor

NMLS#: 1859004

Welcome to Raylene's page.

From Central Valley, California Raylene attended Turlock Union High School and thereafter, Modesto’s Valley Commercial College for studies in Business Administration.

“I’ve liked the lending business since 1992; And putting all of the pieces together that it takes to make a loan, and being part of a positive result for others is a rewarding combination”

Raylene enjoys homemaking and being a mom, good company, nature and hobbies such as growing veggies, music studies and sewing.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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