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Nicholas Ballard
Mortgage Advisor

NMLS#: 263995

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Nicholas Ballard
Welcome to my page.

Since beginning my journey as a mortgage advisor in 2002, my mission has been to provide clients and referral partners with a wide range of loan options tailored to their individual financial needs. Whether you’re purchasing a home, refinancing, or investing in real estate, I am committed to guiding you through the process with clarity, efficiency, and a focus on achieving your greater financial goals.

Partnering with a top-tier mortgage bank allows me to offer clients a deep pool of options. LaSalle Mortgage currently provides over 1,240 loan programs, including exclusive products like our HomeFundIt with crowd-sourced gift funds. Beyond conforming and jumbo loans, we offer dozens of alternative income documentation programs for self-employed borrowers or those whose incomes fall short of standard bank requirements.

Serving clients throughout the San Francisco Bay Area, I understand the nuances of this competitive market and take pride in delivering exceptional service, clear communication, and strategic guidance. With the dedicated support of my incredible team, my goal is to make the mortgage process smooth and stress-free. Let me know if I might help you with a cost-free consultation or pre-approval to set the stage for your success.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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